Take advantage of our industry-leading rate locks.
- Flexible Options: Choose from 6-, 9-, or 12- month locks.
- VA Rate Locks: Pay 1 point upfront, refunded at closing.
- Free Float-Down: Benefit if rates drop.
Close more sales by catering to diverse buyer profiles.
- In-House Solutions: Tailored to investors, credit-challenged, and self-employed borrowers.
- Flexible Credit Options: Credit scores as low as 550 with manual underwriting.
- Bridge Loans: Allow buyers to make non-contingent offers, keeping their current home while closing on a new one.
*Financing provided by Embrace Home Loans, Inc. (NMLS #2184)
The builder does not take mortgage applications and is not affiliated with Embrace Home Loans, Inc. the builder does not require customers obtain financing from Embrace Home Loans, Inc. or guarantee its products or services.
This is not a commitment to lend. Subject to underwriting approval and other conditions. Limited funds available.
Eligibility. Available for Conforming (min. 740 FICO) and FHA transactions (min. 660 FICO) only. Loan amount must be between $300,000 and conforming limits. Must have a completed application in process with lender 30 days prior to rate lock, and close by 12/30/24.
Assumptions. The monthly payment on a $475,000 30 conforming year fixed-rate mortgage at an interest rate of 5.49% with a 95% loan-to-value (LTV) would be $2,694 with zero points due at closing and an Annual Percentage Rate (APR) of 6.164%. Payment does not include taxes, insurance premiums and certain other fees that will result in a higher monthly payment.
Assumptions are based on current market rates and other factors. Mortgage insurance may be required for LTV >80%. If mortgage insurance is required, it will increase the APR and monthly payment. Terms are subject to change without notice and may not be available at the time of application. Loan amount and other restrictions may apply in certain areas.
