Buy Now and Save Later if Rates Drop
Worried about today’s rates? Don’t be. The market may be unpredictable, but our Close Now, Save Later program gives you peace of mind. Secure your home now, and if rates fall, we’ll help you adjust to a better rate when the time is right. Your dream home can’t wait – why should you?
Make homeownership a reality – without the worry.
Embrace Home Loans will cover processing fee, underwriting fee, appraisal fee and credit report fee. This offer does not cover discount points. Credit cannot exceed total fees. Close Now, Save Later is only valid on conventional conforming and government loans (bond loans, HFA, construction, jumbo and all other loans products are excluded).
There may be additional restrictions based on investor. Offer may not be redeemed for cash or credit and is nontransferable. Offer cannot be retroactively applied to any loans. Offer may not be used with any other discounts, promotions or interest-only/buy-down and second lien products. This offer is subject to changes or cancellation at any time at the sole discretion of Embrace Home Loans.
Additional restrictions/conditions may apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines. Program will be available on loans disclosed on or after 12/16/24. Program is applicable for refi nances 6 months after their initial closing and up to 5 years from original note date, with a net tangible benefit which includes a rate reduction of 0.5%, going from an ARM to fixed rate, reducing loan term, movement to a more stable product, or a lower principal and interest payment. By refinancing the existing loan, the total fi nance charges may be higher over the life of the loan. Publish date: January 2025
