Bill Bray III

5 stars

Embrace Home Loans is trusted by tens of thousands of homeowners

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About Bill

William Bray is a new Senior Loan Officer joining the Embrace team in Rockville, MD, where he ensures an efficient loan process from pre-application to closing and beyond. He’s committed to helping borrowers find the best financial products and rates currently available to meet their uniqu...

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Embrace Home Loans Presidents club

2023-2022

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See what other homeowners have to say about me

  • 5

    Bill is professional, knowledgeable and he guides us through every step with clarity and patience.

  • 4

    We felt Bill set us up with the best mortgage options available and understood our short-term and long-term financial goals and could match our mortgage products with them.

  • 5

    Bill listened to our financial needs and offered up options that fit our budget. He was always quick to respond and available to speak with us at a moment's notice.

  • 5

    Very aggressive in getting us the best deal and a pleasure to work with

  • 5

    My wife recently had the pleasure of working with Bill Bray for my mortgage needs for a second time and we cannot recommend him highly enough! From our very first interaction, Bill demonstrated a level of professionalism and expertise that immediately put us at ease. Bill took the time to thoroughly explain all of our options and patiently answered every question I had, no matter how small. His deep knowledge of the loan process was evident, and he made sure I understood each step along the way. I truly appreciated how he tailored his recommendations to fit our financial situation and goals. What stood out the most was Bill's dedication to his clients. He was consistently available, promptly returning calls and emails, and even went above and beyond to ensure all paperwork was completed efficiently. His attention to detail helped me navigate what can often be a stressful process with confidence. Thanks to Bill’s hard work and guidance, I secured a fantastic loan with terms that exceeded our expectations. I genuinely felt supported throughout the entire process, and I am grateful for his expertise and commitment. If you are looking for a knowledgeable, responsive, and genuinely caring loan officer, look no further than Bill Bray. He made my home financing experience seamless and enjoyable! Sincerely William A. Waters Jr

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William Bray

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License

Maryland - Rockville